Auto insurance is insurance purchased for cars, trucks and other vehicles. Its main use is to provide protection against losses incurred as a result of traffic accidents and liability that could be caused by an accident. Another important factor in determining car insurance premiums involves annual mileage put on the vehicle, and why. Driving to and from work every day at a specific distance, especially in urban areas in common trafficking routes are known, we present different risks than how a retiree who does not work any longer can use their vehicle. The common practice has been that this information was provided solely by the insured person, but some insurance providers have begun to pick up regular odometer readings to verify the risk.